money

Back at the end of 2015, I had about $500 kicking around. I’d watched the stock market from afar, particularly the tech stocks. I felt like I had seen so many tech stocks skyrocket in price, and that I’d known ahead of time those stocks would do well. I knew the tech was good, so I figured the stock would be solid, as well. I decided I’d finally put my money where my mouth was. Square was a company I’d followed for some time. They made little portable registers that people can use on their phones to take credit card […]

First off, a disclaimer. Credit cards are potentially very dangerous to your financial well being. Credit card debt is one of the easiest debts to get into, and it’s one of the hardest debts to get out of. The credit card companies know full well what they’re offering, which is why they’re willing to offer such outrageous incentives to sign up with them. So if anything I end up describing in this entry seems appealing to you, I’d first recommend you take a good long look at your finances. Have you ever held a continuing balance on a credit card

I came across an article today that talks about how much happier people can be if they use their money to buy time instead of things. In other words, pay other people to do things you don’t want to do yourself, which frees up your time to do the things you’d rather do. I’d never really thought about this in those terms, but I can definitely see the appeal, and I think it’s something I’ve started to do more and more often. Take home construction projects. For the first long while at my house, I focused on trying to do

Denisa and I are teaching a class for a women’s conference on Saturday for our church. It’s going to be about living frugally. Denisa’s going to be teaching the bulk of it, actually. Talking about how to shop and live for less. I’m coming to go over the basics of budgeting. The thing is, I’m note entirely sure my part will be that interesting. To me, budgeting is fairly straightforward at this point. It can be broken down into a few principles: First, know how much money you make. I find it helps to be as pessimistic as possible at